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Old 08-29-2009, 01:06 AM   #1
luv14webkinz
Guest

Default Answered: What happened to my wi bucks!!!!!

i had put like 7000 WI bucks into saving and went to recieve them and not i have blah WI bucks! i had originally before i went to retreive it like blah wi bucks! i know we do not NEED them now but i want my WI bucks i have earned!

(should i post the numbers? can i ?)
Best Answer - Posted by Midnights Bliss
View Post Originally Posted by MissGnomie
Banking! the basics & how to save those bucks!

The bank feature (like in real life) can be a great way to save your money & collect interest on large sums. However, it should be noted that these features also come with a bit of a fee. -- But from my opinion, it is really worth the small fee!

There is also a great feature that you can send bucks as a gift to a friend!

First off - it should be noted that everyone has two types of accounts. Savings (found at the top) and loans. I'll briefly explain savings and then on to gifting!

It should be noted that Loans are not really available right now ~


Balance -

You can check your balance by clicking on [Balance] below your notifications (above the activies on the left hand banner) or by clicking [Balance] underneath your avatar.

Click the image to open in full size.




Click the image to open in full size. Savings -

The amount of savings you can hold in your account is effected by your user group.

UPDATE: Thanks to ClaraZ25 - The limit appears to now be un-limited for all user groups.

A gifted member may be able to save more then a webkinz and a gift guru more.

Click the image to open in full size.

A minimum of 500 WI bucks must be put in the savings account to receive 3.5% interest on the bucks (interest is you earning bucks!) every 30 days. Every deposit takes a minimum of one day to complete & withdrawing the transaction before then will result in a fee of 5.0% of that amount. (Example: If I deposit 500 I would lose 25 (math??) bucks by withdrawing early).

All savings transactions (taking money out or in) receive a 2.0% fine. So, if you deposit 1,000 bucks you are going to see 980 go in. It is a small fee for a good feature.

If you have a lot of bucks, put some away to save & earn interest. Do your best not to touch these and you will see it pay off in due time!
Like katrinasmom said, when you deposit your WI bucks, a portion of that is subtracted for a fee. (You can read more about this above) So, your WI bucks are not missing, but since you deposited them, in one way or another, you had to pay a small fee for that deposit.

Information from:

http://www.webkinzinsider.com/forum/...ey-how-479553/




- Midnights Bliss
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Old 08-29-2009, 02:38 AM   #2
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Default Re: What happened to my wi bucks!!!!!

I'm not really understanding what you're saying, but if you're missing WI bucks, perhaps you should PM a staff member.
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Old 08-29-2009, 03:40 AM   #3
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Default Re: What happened to my wi bucks!!!!!

Reread the blue stickie on WI bucks. A portion of each deposit is subtracted for a fee, so not all 7,000 would be deposited in savings. I think it might be 2 percent. But you will receive 3.5 percent each month that you leave those bucks in savings. And, if you withdraw them now, you'll face another withdrawal fee which will erode your total further. So just leave them there--you will be fine in the long run. 3.5 percent per month is a LOT of interest.

Money is also subtracted for a similar fee when you give WI bucks to someone else. So if you give 100, that person receives less.

Hope this helps and answers your question!
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Old 08-29-2009, 08:19 AM   #4
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Default Re: What happened to my wi bucks!!!!!

View Post Originally Posted by MissGnomie
Banking! the basics & how to save those bucks!

The bank feature (like in real life) can be a great way to save your money & collect interest on large sums. However, it should be noted that these features also come with a bit of a fee. -- But from my opinion, it is really worth the small fee!

There is also a great feature that you can send bucks as a gift to a friend!

First off - it should be noted that everyone has two types of accounts. Savings (found at the top) and loans. I'll briefly explain savings and then on to gifting!

It should be noted that Loans are not really available right now ~


Balance -

You can check your balance by clicking on [Balance] below your notifications (above the activies on the left hand banner) or by clicking [Balance] underneath your avatar.

Click the image to open in full size.




Click the image to open in full size. Savings -

The amount of savings you can hold in your account is effected by your user group.

UPDATE: Thanks to ClaraZ25 - The limit appears to now be un-limited for all user groups.

A gifted member may be able to save more then a webkinz and a gift guru more.

Click the image to open in full size.

A minimum of 500 WI bucks must be put in the savings account to receive 3.5% interest on the bucks (interest is you earning bucks!) every 30 days. Every deposit takes a minimum of one day to complete & withdrawing the transaction before then will result in a fee of 5.0% of that amount. (Example: If I deposit 500 I would lose 25 (math??) bucks by withdrawing early).

All savings transactions (taking money out or in) receive a 2.0% fine. So, if you deposit 1,000 bucks you are going to see 980 go in. It is a small fee for a good feature.

If you have a lot of bucks, put some away to save & earn interest. Do your best not to touch these and you will see it pay off in due time!
Like katrinasmom said, when you deposit your WI bucks, a portion of that is subtracted for a fee. (You can read more about this above) So, your WI bucks are not missing, but since you deposited them, in one way or another, you had to pay a small fee for that deposit.

Information from:

http://www.webkinzinsider.com/forum/...ey-how-479553/




- Midnights Bliss
Midnights Bliss is offline Female
Old 08-29-2009, 12:38 PM   #5
luv14webkinz
Guest

Default Re: What happened to my wi bucks!!!!!

thank you so much! guys!
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