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Old 10-28-2008, 11:52 AM   #11
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Default Re: Online purchases. Where to buy prepaid card?

P.S. They may not call it "interest" but rather a "set up fee" but it's all the same, How much are you paying to use the card?

---------- Azriel added 0 Minutes and 28 Seconds later ----------

View Post Originally Posted by EXOTERIC
Money Mart!!

---------- EXOTERIC added 1 Minutes and 21 Seconds later ----------

get a pre-paid master card there...no interest and no fees to add money.
OKAY,
THAT WORKS!

As long as you do not have to pay money to use your own money. I don't know if it's free like EXOTERIC's suggestion but they sell them at the Vons/Pavillions. Don't know if they charge. Should ask first.

Last edited by Azriel; 10-28-2008 at 11:55 AM.. Reason: Automerged Doublepost
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Old 10-28-2008, 12:03 PM   #12
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by EXOTERIC
Money Mart!!

---------- EXOTERIC added 1 Minutes and 21 Seconds later ----------

get a pre-paid master card there...no interest and no fees to add money.

WOW! Ok.. No fees. that is better for me. lol.
Esp. since I have no other credit cards or banking accts.
Soo. where is Money Mart?
I never heard of that.
What kind of place is it?
Maybe we have something like it here.

Thank you!
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Old 10-28-2008, 12:13 PM   #13
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Default Re: Online purchases. Where to buy prepaid card?

You learn something new everyday!! Azriel, I am not paying any fees to use the card after I have loaded it and I did put a good amount on it, knowing what the ratio was I think that is their intent on the outset. No, I don't believe you are picking on me, either I am learning this stuff, too. Having that card is an extra security in that, if it gets stolen, that is ALL I lose, nothing more. I am quite leery about security in online purchases so that is one of the main reasons for having this little piece of plastic. However you get your card, jlaama, is up to you. But at least you know you have a PILE of options to choose from. I think I may look into Exoteric's suggestion myself
Azriel: Thank you for the Math tutorial and explanation of how the interest works...and the futility I have had that 'walking on dollars trying to find dimes' theory for a long time, but they do try to find unique ways to snare you, don't they?
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Old 10-28-2008, 12:28 PM   #14
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by jlaama
WOW! Ok.. No fees. that is better for me. lol.
Esp. since I have no other credit cards or banking accts.
Soo. where is Money Mart?
I never heard of that.
What kind of place is it?
Maybe we have something like it here.

Thank you!
You know, try mom and dad's bank. They might have a deal where they can get you one so you can put money on it or they can put your allowance on it each week. You could then put money into it by going to the bank. It would be a great starter for money management on your part if mom and dad are skittish about doing it. You'll learn to take care of your account and spend properly when you go in one day to buy something and find out it's empty... you'll learn. It's safe too because it's not a real credit card so no hacking of info and stealing tons of money online.

As great as cash is, it's a digital age. I plan on doing this for my kids when they are older. They need to learn how to manage money that they can't see. Many college students go into debt because of this. They get a credit card and then don't know how to not spend... it's too easy.

---------- Azriel added 2 Minutes and 52 Seconds later ----------

View Post Originally Posted by Dixiecup
You learn something new everyday!! Azriel, I am not paying any fees to use the card after I have loaded it and I did put a good amount on it, knowing what the ratio was I think that is their intent on the outset. No, I don't believe you are picking on me, either I am learning this stuff, too. Having that card is an extra security in that, if it gets stolen, that is ALL I lose, nothing more. I am quite leery about security in online purchases so that is one of the main reasons for having this little piece of plastic. However you get your card, jlaama, is up to you. But at least you know you have a PILE of options to choose from. I think I may look into Exoteric's suggestion myself
Azriel: Thank you for the Math tutorial and explanation of how the interest works...and the futility I have had that 'walking on dollars trying to find dimes' theory for a long time, but they do try to find unique ways to snare you, don't they?
I have to admit I was very interested in getting those cards for my kids when they hit high school/college but the price hit me hard. Who knew I'd get financial help on WI! See, more reason for me husband to stop teasing my about my webkinz and WI addiction.

---------- Azriel added 8 Minutes and 3 Seconds later ----------

View Post Originally Posted by Minabug
You can buy prepaid visa and mastercards are most grocery stores. I'm not sure about Ameriwidde,I'm sure you can use it though them. With the Estore however, they will not accept the prepaid cards. The cards already come with the money loaded onto them I believe. You just buy them.
I'm pretty sure the EStore had a disclaimer that they don't accept prepaids but it looks like Ganz is wrong about their policy! If I had known it would work I would've used my prepaid that was given to me by my medical carrier (for doing a Wellness survey... got myself $200... it's all spent now).

Last edited by Azriel; 10-28-2008 at 12:28 PM.. Reason: Automerged Doublepost
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Old 10-28-2008, 12:31 PM   #15
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by Azriel
You know, try mom and dad's bank. They might have a deal where they can get you one so you can put money on it or they can put your allowance on it each week. You could then put money into it by going to the bank. It would be a great starter for money management on your part if mom and dad are skittish about doing it. You'll learn to take care of your account and spend properly when you go in one day to buy something and find out it's empty... you'll learn. It's safe too because it's not a real credit card so no hacking of info and stealing tons of money online.

As great as cash is, it's a digital age. I plan on doing this for my kids when they are older. They need to learn how to manage money that they can't see. Many college students go into debt because of this. They get a credit card and then don't know how to not spend... it's too easy.{
---------- Azriel added 2 Minutes and 52 Seconds later ----------


OMG!! THANK YOU SO MUCH! lol..
I got a GREAT LAUGH!
I am an adult. lol.
For the 1st time in a VERY long time I felt like a lil kid again!
Thank ya! lol..
yeah. ya know rotf thing yep I almost did that! lol..
You made my day..


But I still dont know what kind of place that Money Mart place is.
I dont believe we have that here. But I could be wrong.
I will go check Yellowpages and see..

Last edited by jlaama; 10-28-2008 at 12:34 PM..
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Old 10-28-2008, 12:34 PM   #16
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Default Re: Online purchases. Where to buy prepaid card?

[quote=jlaama;11260675]
View Post Originally Posted by Azriel
You know, try mom and dad's bank. They might have a deal where they can get you one so you can put money on it or they can put your allowance on it each week. You could then put money into it by going to the bank. It would be a great starter for money management on your part if mom and dad are skittish about doing it. You'll learn to take care of your account and spend properly when you go in one day to buy something and find out it's empty... you'll learn. It's safe too because it's not a real credit card so no hacking of info and stealing tons of money online.

As great as cash is, it's a digital age. I plan on doing this for my kids when they are older. They need to learn how to manage money that they can't see. Many college students go into debt because of this. They get a credit card and then don't know how to not spend... it's too easy.

---------- Azriel added 2 Minutes and 52 Seconds later ----------


OMG!! THANK YOU SO MUCH! lol..
I got a GREAT LAUGH!
I am an adult. lol.
For the 1st time in a VERY long time I felt like a lil kid again!
Thank ya! lol..
yeah. ya know rotf thing yep I almost did that! lol..
You made my day..


But I still dont know what kind of place that Money Mart place is.
I dont believe we have that here. But I could be wrong.
I will go check Yellowpages and see..
OMG! I'm so embarrass. Hey I guess it's like when you go buy wine and they want to card you so you feel young again. Thanks for taking it in slide.
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Old 10-28-2008, 12:41 PM   #17
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Default Re: Online purchases. Where to buy prepaid card?

[quote=Azriel;11260694]
View Post Originally Posted by jlaama

OMG! I'm so embarrass. Hey I guess it's like when you go buy wine and they want to card you so you feel young again. Thanks for taking it in slide.
No need to feel embarrassed. That was great!
I loved it! I will be telling my family about that one tonight! lol..
See.. You just made a lot of people happy today! lol..
And ya wasnt even tryin to.. That is awesome!
Thanks again!
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Old 10-28-2008, 12:48 PM   #18
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by Minabug
You can buy prepaid visa and mastercards are most grocery stores. I'm not sure about Ameriwidde,I'm sure you can use it though them. With the Estore however, they will not accept the prepaid cards. The cards already come with the money loaded onto them I believe. You just buy them.
Ameriwade does take pre paid cards from AE, Discover, Mastercard and Visa.. You can usually get these at all Grocery Stores..
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Old 10-28-2008, 12:58 PM   #19
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by EXOTERIC
Money Mart!!

---------- EXOTERIC added 1 Minutes and 21 Seconds later ----------

get a pre-paid master card there...no interest and no fees to add money.

Oh well. I just checked their website. They dont have any locations in my area.
So Im thinkin Grocery store or rental place are my options.
I will call around and see..
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Old 10-28-2008, 03:10 PM   #20
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Default Re: Online purchases. Where to buy prepaid card?

View Post Originally Posted by jlaama
I had no clue where to post this question. Hope I got this right..

I was wanting to buy a couple things from Estore and Ameriwade.
But I do not have a credit card or bank account..
So. I was trying to figure out about that prepaid credit card thingee..
WHERE do you get them??
How exactly do you get the money on it?. lol.

Thankz!
Shoprite sells these....they act like regular credit cards.

http://en.wikipedia.org/wiki/Prepaid_card
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